Real Estate
Your Premier Partner for Commercial Mortgages in Edmonton. Unlocking Growth Opportunities in Edmonton's Commercial Landscape
Commercial Mortgages: Synergy Capital provides commercial mortgage for retail, office, land and industrial clients. We can obtain financing up to 100% for owner occupied properties.
Construction Financing: Synergy Capital can assist in pro forma analysis, anticipated financing terms attainable per project, and with the origination of construction financing itself. With experience in construction financing and development of multi-family, condo, industrial and other assets, we can add value to your new development success.
CMHC Insured Multi-Family Financing: As a direct correspondent with CMHC, Synergy Capital has a proven track record with some of Canada’s largest insured lenders. CMHC offers borrowers higher leverage (95%), lower cost funds, and longer amortizations (up to 50 years) allowing borrowers to predict their cash flows and realize higher returns.
Bridge Financing: Bridge financing is typically used for short term solutions which will allow a borrower to access equity to purchase another property or to repair or renovate an existing property without having to access capital from personal sources.
Working Capital Financing: Synergy Capital can assist with providing working capital loans, term loan or operating line of credit, to help businesses sustain their everyday functions.
Mezzanine Financing: Synergy Capital can assist in this specialized type of unsecured financing that is given based on historic and expected future cash flows of the company. It requires no specific collateral and offers highly flexible terms.
Change of Ownership Financing: Synergy Capital can assist with the acquisition, merger or shareholder buyout financing.
Equipment Financing: Synergy Capital equipment financing, including up to 100% financing of equipment, to help organizations obtain the necessary equipment to perform their business processes.
We're here to create a smooth and straightforward homeownership experience. We look forward to partnering with you on your journey
Residential Mortgages: Whether you are a first-time home buyer or an experienced buyer, we can provide you with access to the best mortgage products and rates across Canada. Let us educate you about no-down-payment mortgages, self-employment programs, rental purchase programs, vacation property programs, and other financing alternatives before you make your purchase.
Refinancing: You might want to stabilize your payments by changing from a variable to a fixed-rate mortgage. Perhaps you have improved your credit score and qualify for a better mortgage with a better discount. Or maybe you want to refinance a home to pull out equity for home improvements, investments, college expenses, or high-interest debt consolidation. Home equity is an easy and affordable way to access the money you have accumulated in your home.
Purchase + Improvement: With our purchase + improvements program you don’t have to let the cost of renovations deter you from choosing that right home. Whether you need to purchase a new furnace, install new flooring, or complete a kitchen renovation, the funds you need for this can be included in your mortgage upfront and part of your regular payments. The government allows up to 10% of your purchase price to be added to the mortgage for renovations, and mortgage rates are often lower than what you’re able to secure for a home improvement loan. Contact us to see if this program is right for you.
New to Canada: Synergy Capital assists newcomers to Canada in buying their first home. Even for those with newer credit, and as little as 5% down, we’ll always do our best to assist each and every client in achieving their goals of home ownership. Whether you’re a permanent resident or here on a work visa, we want to help. We’ll provide you with our expert advice and always aim to make the process as smooth as possible.